Army
Personal Financial Management (PFM)
On November 1, 2002 Army Emergency Relief (AER) awarded a sole source contract to San Diego City College to teach Personal Financial Management at Fort Bliss, El Paso, TX. After 4 years of field testing, and intense reviews by AER, the Army and AER asked San Diego City College to provide training services in Personal Financial Management to 13 additional Advance Infantry Training (AIT) bases across the United States, commencing April 1, 2007. To date, Fort Bliss, El Paso, TX; Corry Station, Pensacola, FL; Aberdeen Proving Grounds, Aberdeen, MD; Fort Jackson, Columbia, SC; and Fort Benning, Columbus, GA, Fort Lee, Richmond, VA, Fort Eustis, Newport News, VA and Fort Huachuca, Sierra Vista, AZ., Fort Sam Houston, TX, Fort Sill, OK., Redstone Arsenal, AL., Fort Rucker, AL., Fort Gordon, GA., Fort Knox, KY. Topics Covered In The Army One Day PFM Training Program:
- Legal, moral and ethical aspects of personal financial management.
- Military Pay and Entitlements: Pay, Leave and Earning Statements, Military Benefits and Insurance Coverage, Educational Benefits, Allotments and resolving pay problems.
- Budgeting and Establishing Personal Spending Plans. Net Worth, Debt to Income Ratios. Discretionary versus Non-Discretionary Spending.
- The Essentials of Credit. Types, Factors Affecting Credit Worthiness, Proper Credit Usage, Warning Signs of Too Much Debt and Who Can Assist, Consumer Protection Laws, and Credit Reports.
- Consumer Awareness including Psychology of Advertising, Types of Deception, Identity Theft Recognition and Correction, and description of most frequent scams, cons and rip offs.
- Car Buying Steps to Successful Purchase, Personal Budget Review, Contract tips, Determining Fair Price, Negotiation Tips, Effect of Car Ownership in Military, Financing, Consumer Protection and "Can You Afford a Car" exercises.
- Insurance Concepts:
- Renters/Homeowners
- Automobile
- Life
- Health (including Dental)
- Insurance Frauds and Scams
- Protection Tips.
- Investment Planning: Retirement Concepts, Thrift Savings Plan, Military Retirement Programs, Compound Interest Philosophy, and Investment Vehicles.
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Mr. Roland "Ron" Jaeh
Contract Training Manager
Center for Information Dominance, Corry Station, FL
Ron joined SDCC in July 2001 after serving 39 years active duty with the U.S. Navy. He was an enlisted sailor for 10 years advancing to Senior Chief. He received his commission through the Navy's Chief Warrant Officer Program, ultimately retiring as a "LDO" Captain. In his last assignment he served as Commanding Officer, Naval Air Technical Training Center, Pensacola, FL. Ron has over 15 years of Navy schoolhouse management experience and often says it is a "true honor and privilege to continue to work with our country's most important asset - our men and women in uniform." He is currently the Dean in Pensacola, FL, managing select schools at the Center for Information Dominance. He also manages 9 Navy PFM schools throughout the U.S. and 16 Army PFM schools. Ron is a car enthusiast and his pride and joy is a pristine 1990 Nissan 300ZX that is a frequent winner at Gulf Coast Car Shows. He also enjoys physical fitness training and has completed six 26.2 mile marathons. He is a Navy Master Training Specialist and holds a Bachelors Degree in Aviation Management. He is nearing completion of a Masters Degree in Business Administration.
e-mail Mr. Jaeh
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Colonel Mustion has Impact on Army Students
COL Mustion and San Diego City College are definitely ALL on the same sheet of music and that is "Taking care of Soldiers". Our SDCC instructors provide sound and informative PFM training to his and over 100,000 other Soldiers each year.
COL Mustion who heads most of AIT training at Fort Jackson has been selected for promotion to B.G. He is also a member of the Army Emergency Relief Board of Managers and a strong voice for Army PFM training for enlisted and officers. He has praised SDCC efforts training Soldiers and would like to see PFM classes in the NCO academies and for all new Army officers.
In the class he visited he provided a motivational speech and all 27 Soldiers enrolled in TSP. What a positive impact he had on them.
Program Manager Ron Jaeh gives credit to lead instructor SGM (R) L.Z. Harrison for his leadership, saying "Your strong support means very much to us", and also recognized COL (R) Dennis Spiegel, from Army Emergency Relief headquarters, who'se efforts were very instrumental in all AIT Soldiers receiving these 8 hour PFM classes.
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SGM (R) L.Z. Harrison (left), COL R. Mustion (BG select)(left center),
Dixie (center right), and Ron Jaeh (right)

COL R. Mustion (BG select) and Dixie |
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Base |
Instructor |
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Fort Bliss, TX
Established:
November 2002
Estimated Annual
Throughput: 1920 |
South West Region
Associate Dean:
Ron Signore
Email:
ronlet1567@aol.com |
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Aberdeen Proving
Grounds, MD
Established:
May 2007
Estimated Annual
Throughput: 4,980 |
Lead Instructor:
Chris Hegeman
Email: cwhegeman@comcast.net |
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Fort Jackson, SC
Established:
June 2007
Estimated Annual
Throughput: 14,000 |
Lead Instructor:
LZ Harrison
Email: lz.harrison@us.army.mil |
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Center for Information Dominance Corry Station, Pensacola FL.
Established:
June 2007
Estimated Annual
Throughput: 250 |
Lead Instructor:
Mike Kempf
Email: mikekempf@bellsouth.net |
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Fort Benning, GA
Established:
October 2007
Estimated Annual
Throughput: 12,900 |
Lead Instructor:
JR Dunlap
Email: dlapcid@yahoo.com |
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Fort Eustis, VA
Established:
January 2008
Estimated Annual
Throughput: 4,095 |
Lead Instructor:
Kevin Finch
Email: kevin.j.finch@us.army.mil
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Fort Lee, VA
Established:
February 2008
Estimated Annual
Throughput: 21,000 |
Lead Instructor:
Rochelle Roane-Hall
Email: rochelle.c.roanehall@us.army.mil |
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Fort Huachuca, AZ
Established:
January 2008
Estimated Annual
Throughput: 3,000 |
Lead Instructor:
Dave Clem
Email: sdcc.fhu@cox.net |
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Fort Sam Houston, TX
Established:
March 2008
Estimated Annual
Throughput: 6,700 |
Lead Instructor:
Timothy Gorske
Email: Timothy.Gorske@amedd.army.mil |
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Fort Rucker AL
Established:
April 2008
Estimated Annual
Throughput: 1,200 |
Lead Instructor:
Ron Adams
Email: ronald316@centurytel.net |
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264 Medical BN. Ft.
Sam Houston Detachment, TX
Established:
May 2008
Estimated Annual
Throughput: 300 |
Lead Instructor:
Timothy Gorske
Email: Timothy.Gorske@amedd.army.mil |
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Fort Leonard Wood, MO
Established:
May 2008
Estimated Annual
Throughput: 22,800 |
Lead Instructor:
Steven Beem
Email: steven.beem@us.army.mil |
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Fort Knox, KY
Established:
June 2008
Estimated Annual
Throughput: 6,000 |
Lead Instructor:
Mark Fariello
Email: mfariello@alltel.net |
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Redstone Arsenal, AL
Established:
July 2008
Estimated Annual
Throughput: 1,200 |
Lead Instructor:
Robert Whitney
Email: whit.whitney@us.army.mil |
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Fort Gordon, GA
Established:
August 2008
Estimated Annual
Throughput: 8,100 |
Lead Instructor:
Freddie Curry
Email: freddie.curry@us.army.mil |
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Fort Sill, OK
Established:
August 2008
Estimated Annual
Throughput: 5,000 |
Lead Instructor:
Chris Wike
Email: frsdecoy@hotmail.com |
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