Program Managers

How is your financial fitness?

You can find out by taking the quizzes below
Financial Fitness Quiz
or
Financial Fitness Checkup

Topics

Additional Course Information

Simple Loan Payment Calculator

This calculator will help you create a complete payment schedule over the life of your mortgage, car loan, or any other simple interest amortization over a fixed time with fixed monthly payments.

Enter the Principal (loan amount), Term (number of payments in months), Interest (annual interest rate), to see the monthly payment, principal and interest paid, and the remaining balance.

FOR MORTGAGES LOANS:
Take into consideration property taxes and insurance, and their effect on the total monthly mortgage payment.

FOR AUTO LOANS:
Calculations do not include state and local taxes, car insurance, title fee, dealer preparation, acquisition fees, destination charges, tag, title, and other fees and incentives. You may want to factor an approximate amount for these charges into the price of your vehicle.

Note: These calculations are estimates and are only provided to give you some general guidelines , although we believe the calculations to be correct, we do not guarantee the results. For more information or assistance with your personal finances, Please consult your financial advisor or lending institution before making any final financial decisions.

Assistance

Counseling

• Army - E-mail
  
  Anthony Powell – Ft. Bliss, TX
  Wk Ph:  915-568-4453,
  DSN:  978-4453
  Email:  anthony.powell1@us.army.mil

---

• Navy - E-mail
  
  Mike Kempf – Pensacola, FL
  Wk Ph:  850-452-6817,
  DSN:  922-3228
  Email:  mikekempf@bellsouth.net

More information

• Important changes to credit reports for 2008
• Links to more information
• mysdcc.sdccd.edu

New Links 10-21-2008

• Boston.com
• The News Service
• mymoney.gov
• http://www.financialstability.gov/

Calculators

• Savings
• Monthly Cash Flow
• 401(k) Value
• Hidden Expense
• Life Insurance
• Loan Amortization
• Net Worth
• Retirement Planning
• Taxed and Non-Taxed Compounding

Glossary

• Common terms in financial planning

News

• HOME REFINANCE AND MODIFICATION OPTIONS

General Information

• SDCC has articulated the Navy PFM course for one college credit. Navy personnel who have graduated from the Navy PFM course qualify. Typically, it can be difficult to apply one credit and meet the requirements of a three credit semester long course at most colleges and universities. With that in mind, we have taken the initiative of developing a two credit online course that will be available upon completion of the Navy PFM course. Sailors who have completed the requirements of both the Navy PFM course and the online PFM course will be given credit for completing the three credit Consumer Studies 110 course offered by San Diego City College and Mesa College and transferable to any Servicemembers Opportunity College (SOC).

• For additional information or to see if you qualify contact a PFM counselor.